How to Apply For Pradhan Mantri Fasal Bima Yojana PMFBY
India, being one of the agricultural capitals of the world, is facing a number of issues in the recent days. Many people started to question whether India is out of the phrase of agricultural country. The extreme weather conditions that prevail in most of the Indian states in the recent days have made people to get fear about whether agriculture will pass to the next generation or not. To make sure that agriculture is not moving out of Indian tradition, Pradhan Mantri Fasal Bima Yojana (PMFBY) has been drafted by NDA.
|S.No||Facts about fasal bima yojana||Detailed Information|
|1||Government Contribution in crop insurance||It’s the scheme has the biggest government contribution to ensure farmers are not getting affected because of crop failure.|
|2||Full Insurance Cover||Though, farmers are meant to pay minimum premium amount, yet there will be no capping on insured amount and farmers able to receive full premium benefits.|
|3||Integrated Crop Insurance Schemes||Fasal Bima Yojana has integrated all the existing crop insurance in one single yojana and covers all the complexness existed.|
|4||Implementation of PMFBY||As per the statement released by government official, PMFBY will be implemented in forthcoming kharif season of 2016 onwards.|
|5||Emphasis of modern Technology in PMFBY Crop Insurance||Under this insurance coverage scheme, in order to facilitate the exact assessment of crops smart phones and satellites are to be used.|
- Game-changer scheme in agriculture
Even in most of the advanced countries around the world, there are insurance policies available only for some specific set of appliances and assets. This brave move by Indian government is an attempt to save thousands of farmers affected due to natural calamities and disasters.
To apply for the PMFBY, following are the most important requirements:
- Permanent land registration document
- Aadhar card of the land owner linked with the document
- Proof from agriculture department for crop that has been harvested
The premium that farmers need to pay for the scheme is very less and it is affordable for most of the farmers all over India. It is unclear about how Pradhan Mantri Fasal Bima Yojana is going to be deployed all over India. It will be initially phased out in selected states and it will be rolled out to all other states after making necessary amendments and changes in the consecutive phases.
As most of the farmers in India are not much literate, the process of enrollment must be made as simple as it could be to make sure that the scheme is reaching entire farmer community without any problem.
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